How to winter-proof your home
Winter can provide a much-needed respite from the sweltering summer temperatures, but it can also bring severe storms which can cause havoc on your home and cost a lot of money in repairs.
Seal cracks in outside walls and foundations. Ensure windows, doors and roof openings (i.e. skylight) have proper weather stripping. Also, make sure that your roof is in good condition before the snow arrives.
“Standard homeowners’ policies cover sudden accidents such as burst pipes, hail and wind damage,” explains Paula Bandi, Product Manager, Home, RBC Insurance. “However, homeowners need to take the proper precautions to protect their home from severe weather. This starts with winter-proofing your home and ensuring it is properly protected from freezing temperatures, snow and wind.”
To prepare your home for the upcoming winter, RBC Insurance offers the following tips:
- Clean out gutters. Remove leaves, sticks and other debris from gutters, so melting snow can flow freely. This can also help prevent water from building up behind blocks of ice.
- Seal cracks in outside walls and foundations. Ensure windows, doors and roof openings (i.e. skylight) have proper weather stripping. Also, make sure that your roof is in good condition before the snow arrives.
- Turn off the water. Find the indoor water shutoff for all outside lines and turn them off. You should also empty out any hoses and store them indoors.
- Trim trees on your property. Ice, snow and wind could cause branches to break and damage your home or car, as well as injure someone walking on your property.
- Insulate water pipes. Starting at your hot water heater, look for un-insulated hot water pipes running along the walls or ceilings.
- Keep snow away from foundation walls. Ensure that heavy snow does not build up on the roof; if so, have it safely or professionally removed.
- Review your insurance coverage. Make sure you understand your home insurance policy and what it does and does not cover.
For more information, visit www.rbcinsurance.com.
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